Every file assigned to the Maîtres du Recouvrement is first subjected to our evaluation metrics that give the file a Recovery Probability Index – RPI. This formula, with its proven predictability and intuitive understanding, combines several data that allow for an adapted and contextual management of assigned receivables.
Components of the RPI:
Every file assigned to the Maîtres du Recouvrement is first subjected to our evaluation metrics that give the file a Recovery Probability Index – RPI. This formula, with its proven predictability and intuitive understanding, combines several data that allow for an adapted and contextual management of assigned receivables.
Constituantes de l’IPR :
These indices reveal about the debtor:
For example, a record of 6212PRI, indicates that he is in the 62.12 percentile (62.12%) of debtors with the highest probability of paying. The debtor’s credit status is good but deteriorating and his chances of filing for bankruptcy are imminent. This suggests that the debtor is meeting its obligations but has reached its credit limits. The wise creditor will address this claim quickly, before the debtor files for bankruptcy, and may grant a discount in return for prompt payment by the debtor. Again, the PRI is intuitive, it informs and places the discount at $38.88 per $100 – a settlement of 62.12% of the amount owed (i.e., $621.20 on a $1,000 claim).
This service is included in Debt Collection or can be purchased separately. Learn more about our segmentation solutions available to businesses, covering effort grading, contextually tailored scripts and identification of receivables to be outsourced.